lifehealth-insurance

Archive for the ‘insurance’ Category

If you take out, you have to pay insurance premiums every month. This looks like the money disappeared. But if one day something happens to your health, your medical expenses will be covered.

If you do not take insurance, means you spend less each month. If you hit a time of serious illness (which cost tens and even hundreds of millions of rupiah), the cost of your own medicine.

Well, why should you take insurance?

Because the premiums you pay each month is not actually lost money. Rather, these premiums are an expense that must be paid every month. This concept is very common in foreign countries like the U.S. and developed countries in Europe. That’s why the population’s health is guaranteed.

While we in Indonesia? The majority of people still think of insurance as being “not necessary”. As a result, so there is a disaster, the family will be desperate for funds. Debt here and there, selling this and that. Things like this will not happen if the following insurance, because insurance companies will pay, not you.

Peace of mind, health guaranteed, happier lives.

Choosing the best insurance you actually bother easy. Maybe you have a number of considerations, such as large premiums paid each month, coverage, greater compensation, investments, etc. But actually there are two main things you must consider:

1. insurance policy
2. insurance claims

Insurance policy is a “contract” between the parties with insurance companies. All the provisions written in here and legally binding. So look carefully, what risks are covered, return the money, and so on.

You also must know how to make an insurance claim. If you have an insurance agent who can be relied upon, even better. Agents act as your intermediary with the insurance company. So do not choose an insurance agent who only interested in commissions and then leave you when needed.